Checking Accounts

First Reward Checking

• No Minimum Balance!
• No Monthly Service Charge!
• Earn Bonus Rate of 3.30% APY on your balance from $.01 to $14,999 and 1.01% APY on your balance $15,000 and over!

To earn bonus rates, perform the following each qualification cycle:

1. Make 10 Check Card Transactions (excluding ATM)
2.  One Direct Deposit or One ACH Auto Debit
3.  Receive Electronic Statement

• When you meet all 3 criteria you will also receive: Free Nationwide ATM's. Receive ATM fee refunds up to $25 per cycle!
• If the 3 requirements are not met you will not receive ATM fee refunds for that cycle and will earn the base rate of 0.50% APY. Don't worry, your account is still free and you can start towards reaching the requirements for the next qualification cycle!

First 50
If you’re 50 or better, and maintain a $200 minimum balance, enjoy all the benefits of First Checking Plus at no charge! A $6 monthly membership fee will be charged if your balance falls below $200. ALL FOR ONLY A $6 MONTHLY MEMBERSHIP FEE.

Regular, student, free and Super NOW checking accounts are available. Ask us for details.

Money Market Accounts

Investment Savings - Click here for current rates

• Variable rate of interest compounded quarterly.
• $500 minimum balance required to waive service charge of $10 per quarter.
• $500 minimum balance (average daily balance method) required to earn interest.
• Quarterly statement.

Treasury Savings - Click here for current rates

• Variable rate of interest compounded quarterly.
• $5,000 minimum balance required to waive service charge of $15 per quarter.
• $5,000 minimum balance (average daily balance method) required to earn interest.
• Quarterly statement.

Savings Accounts - Click here for current rates

• Variable rate of interest compounded quarterly.
• $200 minimum balance (average daily balance method) to earn interest.
• Should your balance drop below $200, a $5 monthly fee will be charged.
• A per item fee of $3 will be imposed for each debit transaction in excess of 6 per month.
• Quarterly statement.

IRA’s - Click here for current rates

• Fixed rate.
• Terms of 1 month up to 48 months.

Certificates of Deposit - Click here for current rates

• Minimum deposit of $500 to obtain the APY.
• Fixed rate.
• Terms of 1 month up to 48 months.