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Rates
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Special CD's
*SPECIAL MONEY MARKET CD: 1-MONTH CD
- TIER 3:$25,000 AND OVER 0.35% INTEREST 0.35%APY
- TIER 2:$2,500 - $24,999 0.25% INTEREST 0.25%APY
- TIER 1:$500 - $2,499 0.10% INTEREST 0.10%APY
COMPOUNDS MONTHLY. NO EARLY WITHDRAWL PENALITES. INTEREST ADDED TO BALANCE MONTHLY. MINIMUM DEPOSIT OF $500 REQUIRED. MINIMUM BALANCE OF $500 TO OBTAIN APY. AUTOMATICALLY RENEWS AT THE RATE BEING OFFERED ON THIS TYPE OF CD AT MATURITY. ADDITIONS ($500 MINIMUM) AND WITHDRAWLS ($500 MINIMUM) ALLOWED AT ANY TIME WITHOUT PENALTY.
*SPECIAL LIMITED TIME OFFER: 11 MONTH CD 0.60% INTEREST RATE, 0.60% APY. MINIMUM DEPOSIT OF $5,000. INTEREST PAID AT MATURITY, UNLESS REQUESTED DIFFERENTLY BY CUSTOMERS. 3-MONTH PENALTY FOR EARLY WITHDRAWALS. AUTOMATICALLY RENEWABLE AT THE RATE OFFERED ON OUR 1 YEAR CD'S.
*SPECIAL LIMITED TIME OFFER: 36 MONTH STEP-UP CD 1.30% INTEREST RATE, 1.30% APY. INTEREST PAID ANNUALLY, MINIMUM DEPOSIT OF $5,000. AUTOMATICALLY RENEWABLE AT THE RATE OFFERED ON OUR REGULAR 36 MONTH CD'S. WITH THIS SPECIAL CD, YOU GET THE OPPORTUNITY TO ADJUST YOUR RATE IF INTEREST RATES START GOING UP. YOU HAVE THE OPTION TO STEP-UP YOUR RATE ONCE DURING THE TERM TO THE NEW, HIGHER RATE ON 36 MONTH CD'S. THE FOLLOWING RATES ARE SUBJECT TO CHANGE WEEKLY: PLEASE CALL FOR CURRENT RATES.
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1/3/12
REGULAR CDs
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| Minimum Deposit of $500 to Obtain the APY |
| |
$500 to $9,999 |
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$10,000 to $24,999 |
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$25,000 AND OVER |
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| CDs |
INTEREST RATE |
APY |
INTEREST RATE |
APY |
INTEREST RATE |
APY |
| *91 DAY |
0.05 |
0.05 |
0.10 |
0.10 |
0.15 |
0.15 |
| *182 DAY |
0.15 |
0.15 |
0.20 |
0.20 |
0.25 |
0.25 |
| *1 YEAR |
0.40 |
0.40 |
0.45 |
0.45 |
0.50 |
0.50 |
| *18 MONTH |
0.45 |
0.45 |
0.50 |
0.50 |
0.55 |
0.55 |
| *2 YEAR |
0.70 |
0.70 |
0.75 |
0.75 |
0.80 |
0.80 |
| *3 YEAR |
1.05 |
1.05 |
1.10 |
1.10 |
1.15 |
1.15 |
| *4 YEAR |
1.20 |
1.20 |
1.25 |
1.25 |
1.30 |
1.30 |
INVESTMENT SAVINGS
|
| |
% RATE |
% APY |
| $500 - $2499 |
0.10 |
0.10 |
| $2500 - $9999 |
0.15 |
0.15 |
| $10,000 - $14,999 |
0.20 |
0.20 |
| $15,000 - $49,999 |
0.25 |
0.25 |
| $50,000 & UP |
0.30 |
0.30 |
TREASURY SAVINGS
|
| |
% RATE |
% APY |
| $5,000 - $9,999 |
0.25 |
0.25 |
| $10,000 - $24,999 |
0.30 |
0.30 |
| $25,000 - $74,999 |
0.35 |
0.35 |
| $75,000 - $99,999 |
0.37 |
0.37 |
| $100,000 - over |
0.40 |
0.40 |
PASSBOOK SAVINGS
|
| |
% RATE |
% APY |
| $200 - $400 |
0.10 |
0.10 |
| $500 - up |
0.15 |
0.15 |
CHECKING
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| FIRST CHECKING |
% RATE |
% APY |
| $500 & UP |
0.05 |
0.05 |
| FIRST PLUS & 50 |
|
|
| $500 & UP |
0.05 |
0.05 |
| FIRST REWARD |
|
|
| Up to $15,000 |
3.25 |
3.30* |
| $15,000 & Up |
1.00 |
1.01* |
| *If requirements are met |
|
|
| First Reward |
0.50 |
0.50** |
| **If requirements are not met |
|
|
SUPER NOW |
% RATE |
% APY |
| $500 - $2499 |
0.05 |
0.05 |
| $2500 & UP |
0.10 |
0.10 |
| NOW BUSINESS |
0.10 |
0.10 |
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| IRA TREASURY SAVINGS |
% RATE |
% APY |
| $1-$2,500 |
1.25 |
1.26 |
| $2,501-$9,999 |
1.45 |
1.46 |
| $10,000-$14,999 |
1.65 |
1.66 |
| $15,000-$49,999 |
1.85 |
1.86 |
| $50,000 & UP |
2.05 |
2.07 |
PLEASE ASK OUR BANK EMPLOYEES ABOUT FEES AND TERMS ON OUR ACCOUNTS. FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT. APY STANDS FOR ANNUAL PERCENTAGE YIELD. DEPOSITS ARE FDIC INSURED TO $250,000. THIS BANK IS A MEMBER OF FDIC..
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