First National Bank - Hawley & Dilworth
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First National Bank


Rates


 

Special CD's

*SPECIAL MONEY MARKET CD: 1-MONTH CD
TIER 4:$200,000 AND OVER 2.20% INTEREST 2.22%APY
TIER 3:$25,000 - $199,999 2.10% INTEREST 2.12%APY
TIER 2:$2,500 - $24,999 2.00% INTEREST 2.02%APY
TIER 1:$500 - $2,499 1.90% INTEREST 1.91%APY
COMPOUNDS MONTHLY. NO EARLY WITHDRAWL PENALITES. INTEREST ADDED TO BALANCE MONTHLY. MINIMUM DEPOSIT OF $500 REQUIRED. MINIMUM BALANCE OF $500 TO OBTAIN APY. AUTOMATICALLY RENEWS AT THE RATE BEING OFFERED ON THIS TYPE OF CD AT MATURITY. ADDITIONS ($500 MINIMUM) AND WITHDRAWLS ($500 MINIMUM) ALLOWED AT ANY TIME WITHOUT PENALTY.

*SPECIAL LIMITED TIME OFFER: 18 MONTH CD 3.20% INTEREST RATE, 3.23% APY. INTEREST PAID SEMI-ANNUALLY, MINIMUM DEPOSIT OF $5,000. INTEREST PAID QUARTERLY BY CHECK AT CUSTOMERS REQUEST. AUTOMATICALLY RENEWABLE AT THE RATE OFFERED ON OUR REGULAR 18 MONTH CD'S.

*SPECIAL LIMITED TIME OFFER: 36 MONTH STEP-UP CD 3.25% INTEREST RATE, 3.25% APY. INTEREST PAID ANNUALLY, MINIMUM DEPOSIT OF $5,000. AUTOMATICALLY RENEWABLE AT THE RATE OFFERED ON OUR REGULAR 36 MONTH CD'S. WITH THIS SPECIAL CD, YOU GET THE OPPORTUNITY TO ADJUST YOUR RATE IF INTEREST RATES START GOING UP. YOU HAVE THE OPTION TO STEP-UP YOUR RATE ONCE DURING THE TERM TO THE NEW, HIGHER RATE ON 36 MONTH CD'S.

THE FOLLOWING RATES ARE SUBJECT TO CHANGE WEEKLY: PLEASE CALL FOR CURRENT RATES.

December 2, 2008

REGULAR CDs
Minimum Deposit of $500 to Obtain the APY 
  $500 to $9,999    $10,000 to $24,000    $25,000 to $94,999   
CDs  INTEREST RATE  APY  INTEREST RATE  APY  INTEREST RATE  APY 
*91 DAY  1.90  1.91  2.00  2.02  2.10  2.12 
*182 DAY  2.10  2.11  2.20  2.21  2.30  2.31 
*1 YEAR  2.50  2.50  2.60  2.60  2.70  2.70 
*18 MONTH  2.60  2.62  2.70  2.72  2.80  2.82 
*2 YEAR  2.80  2.80  2.90  2.90  3.00  3.00 
*3 YEAR  3.00  3.00  3.10  3.10  3.20  3.20 
*4 YEAR  3.20  3.20  3.30  3.30  3.40  3.40 

INVESTMENT SAVINGS
  % RATE  % APY 
$500 - $2499  1.25  1.26 
$2500 - $9999  1.35  1.36 
$10,000 - $14,999  1.45  1.46 
$15,000 - $49,999  1.55  1.56 
$50,000 & UP  1.65  1.66 


TREASURY SAVINGS
  % RATE  % APY 
$5,000 - $9,999  1.60  1.61 
$10,000 - $24,999  1.70  1.71 
$25,000 - $74,999  1.80  1.81 
$75,000 - $99,999  1.90  1.92 
$100,000 - over  2.00  2.02 


PASSBOOK SAVINGS
  % RATE  % APY 
$200 - $400  0.25  0.25 
$500 - up  0.50  0.50 


CHECKING
FIRST CHECKING  % RATE  % APY 
$500 & UP  0.25  0.25 
FIRST PLUS & 50     
$500 & UP  0.25  0.25 
FIRST REWARD     
Up to $25,000  3.94  4.01* 
$25,000 & Up  1.00  1.01* 
*If requirements are met     
First Reward  0.50  0.50** 
**If requirements are not met     

SUPER NOW
 
% RATE  % APY 
$500 - $2499  0.25  0.25 
$2500 & UP  0.50  0.50 
NOW BUSINESS  0.50  0.50 



IRA  % RATE  % APY 
$1-$2,500  2.75  2.78 
$2,501-$9,999  2.85  2.88 
$10,000-$14,999  2.95  2.98 
$15,000-$49,999  3.05  3.09 
$50,000 & UP  3.15  3.19 

PLEASE ASK OUR BANK EMPLOYEES ABOUT FEES AND TERMS ON OUR ACCOUNTS. FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT. APY STANDS FOR ANNUAL PERCENTAGE YIELD. DEPOSITS ARE FDIC INSURED TO $100,000, ADDITIONAL INSURANCE IN EXCESS OF $100,000 IS AVAILABLE. SEE BANK OFFICER FOR DETAILS. THIS BANK IS A MEMBER OF FDIC.

 

 

 

 

 

 

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